🔒 Your data stays in your browserNo account · no banking API

Budget, Expense & Savings Planner

Plan a budget, analyse spending and set savings goals without signing up or connecting a bank.

Start planningImport statement

Budget settings

Members

The project can run once or be explicitly saved locally.

Add transaction

DatePayeeDescriptionCategoryMemberAmount
CategoryLimitSpentRemaining

Add bill

Add goal

Add debt

Shared expense split

The checker reviews technical completeness and does not provide financial advice.

How this tool works

  1. Choose a template or start with a blank project.
  2. Add transactions manually or import CSV/XLSX.
  3. Set category limits, bills, goals and debts.
  4. Run the checker and review plan versus actual.
  5. Download a report or project backup.
Advertisement space

Privacy and limitations

Financial data is processed locally. Budżetto does not connect to a bank, recommend financial products or replace accounting or professional advice.

FAQ

Is data sent to a server?

No. Imported files and projects remain in the browser.

Do I need to connect a bank?

No. Statements can be imported manually from CSV or XLSX.

Is the forecast financial advice?

No. It is a scenario based on user data and assumptions.

Privacy first Budget data stays on your device. Local storage is only used after you click save.